Data Science Manager (Credit)

📋 Description Develop credit scoring, affordability, and behavioural models for underwriting Design experiments to optimise approval and loss rates Partner with product squads to embed decision logic into real-time systems Ensure data quality, compliance, and ethical use of models across decisioning Mentor product squads on experimentation and data-driven decision making Provide models to optimise collections, churn management, and retention 🎯 Requirements Degree in quantitative field (Statistics, Mathematics, Engineering or similar) 5+ years in data science, decision science, or risk analytics; 2+ years in management Working knowledge of credit risk, consumer lending, and regulatory considerations SQL and at least one modelling language (Python, R) Experience with A/B testing, machine learning, collections modelling, churn management Ability to translate complex analyses into clear business recommendations High ownership mindset and comfort in fast-paced, cross-functional teams 🎁 Benefits Drive financial inclusion across Africa Work on impactful projects Flexible work arrangements Continuous learning and career growth Competitive salary and bonuses Company-provided health insurance